I currently have a dental policy costing me $23 a month for my 7-year-old daughter, which only pays $1,000. I can afford to pay my daughter’s dental needs, but the advantage of the insurance is the lower rates. Is there any reason a dentist couldn’t agree to bill me at the rates the insurance companies pay, which is roughly 30% less than what the dentists charge private patients without insurance? The way it is now, I roughly break even on the insurance -- the lower rates roughly pay me back the cost of the insurance.
Thanks for any help that can be given.
JD
Thanks for any help that can be given.
JD